MORTGAGE FINANCE

BUY TO LET / HMO

The Buy to Let market has changed dramatically over the last few years with changes in finance and tax rules in the UK. Landlords are seeking advice for bettering their Yields and Returns of Investments within an ever changing market.

Whether you are a Sole Trader, Limited Company or LLP, we can assist in providing rates from lenders across the board to meet your needs.

BRIDGING

Bridging is a Short Term Finance solution which can assist property transactions to be solved in a fast manner. With rates being higher than the standard mortgage, as a property landlord and investor, deals have to be analysed of the benefit of using such finance. We have access to range of specialist Residential & Commercial Bridging, Bridge to Let Finance products which can assist you building a portfolio of assets with an exit strategy in place.

COMMERCIAL

We have access to a range of Commercial Lenders, who can lend to Owner Occupiers, Semi - Commercial and Full Commercial sites. With the current planning rules having been adapted, this is an interesting space to be in to realise value using Specialist Finance to Create Value.

DEVELOPMENT

Development Finance can be sourced to buy land with planning permission, raise funds of unencumbered land or assisting a Build to Rent or Build to Sell project. We would discuss your Loan to Cost, Build Quotes, End Gross Development Value figures and strategy of a making the project viable for your needs.

KARAYA CAPITAL is a trading name of KARAYA CAPITAL IV LIMITED, which is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority. The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
Email communications are not secure, for this reason KARAYA CAPITAL IV LIMITED cannot guarantee the security of the email or its contents or that it remains virus free once sent.
This email message is strictly confidential and intended solely for the person or organisation to which it is addressed. It may contain privileged and confidential information and if you are not the intended recipient, you must not copy, distribute or take any action in reference to it. If you have received this email in error, please notify us as soon as possible and delete the message from your system.
KARAYA CAPITAL IV LIMITED is registered in England & Wales under number 14716833. Registered address 8 Lonsdale Gardens, Tunbridge Wells, England, TN1 1NU.

We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Your property may be repossessed if you do not keep up repayments on your mortgage

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances.

Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £499 per property unless clarified otherwise.

It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk

Privacy Notice

MORTGAGE FINANCE

This website uses cookies.