At Karaya Capital, Our success is built on a foundation of hard work, integrity, and a commitment to providing exceptional service to our clients.
With over 10 years of experience across the Financial Services & Property Industry, our team has the knowledge and expertise to help you navigate the complex world of Property & Insurance. The company has grown over the years serving many clients across Kent, London & across the UK.
As well as providing Property Finance & Insurance services, Karaya Capital has an extensive range of specialist expertise in other areas assisting with Luxury Asset Finance, Private Debt Funding and Corporate Finance solutions.
* Qualified Finance Brokers & Insurance Consultants
* Partnered with Industry Leading Network & Compliance Team
* Regulated by FCA
Kul has a Bsc (Hon) in Economics & Msc (Hon) in Real Estate Investment (Royal Institute of Chartered Surveyors Accredited Degree) from Cass Business School, City University London. In addition he is Qualified for Mortgage Finance & Insurance Advisory via the London Institute of Banking and Finance, continuously keeps up to date with his CPD requirements and Networks for Market Knowledge. His experience spans across Financial Services M&A, Tax and Corporate Finance Insights, Internships and Placements in BNP Paribas, Grant Thornton and Private Equity Funds & Family Offices. He has been active in his extra - curricular activities over the past decade having being involved with Great Ormond Street Hospital as an Ambassador, MOD Army Reserves UOTC & School Club Cricket Captain. His experience within property conversions himself and with clients spans across Buy to Let, HMO, Commercial and Build to Rent Development projects over the past 5 + years. He has had extensive experience across small to large mortgages, spanning up to assisting HNW individuals across the UK. He is passionate to assist his clients create value via their family portfolio's for their future generations.
Aarti has a Dip CII Cert BA (Hons) and Bsc Joint Hons degree (Major BIS minor Business Studies). She has over 10 years experience in Residential, BTL, Bridging, Expat mortgages and related Protection advice. She assists via our network with Residential Mortgages for our clients helping them buy their first home or move to their dream home they always wanted. She is actively involved with her family commitments and is understanding to assisting clients who also have the same ideals and dreams.
Having had combined experience of over 10 years within the industry, Our administrators via our network, make sure your finance deals and insurances are processed smoothly. They have extra - curricular activities such as participating in Sports Competitions & Reading Books.
KARAYA CAPITAL is a trading name of KARAYA CAPITAL IV LIMITED, which is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority. The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
Email communications are not secure, for this reason KARAYA CAPITAL IV LIMITED cannot guarantee the security of the email or its contents or that it remains virus free once sent.
This email message is strictly confidential and intended solely for the person or organisation to which it is addressed. It may contain privileged and confidential information and if you are not the intended recipient, you must not copy, distribute or take any action in reference to it. If you have received this email in error, please notify us as soon as possible and delete the message from your system.
KARAYA CAPITAL IV LIMITED is registered in England & Wales under number 14716833. Registered address 8 Lonsdale Gardens, Tunbridge Wells, England, TN1 1NU.
We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your property may be repossessed if you do not keep up repayments on your mortgage
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances.
Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £499 per property unless clarified otherwise.
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk
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